The Danger Of Dealing With Dodgy QROPS Advisers

If you are switching money between pensions to a SIPP or Qualifying Recognised Overseas Pension Scheme (QROPS), you need to know who you are dealing with. Besides a home, a pension probably represents the largest single amount of money most people have, and ensuring financial advisers are honest and trustworthy is a priority before handing […]

Dubai Financial Advice

Expats find managing their money in Dubai a lot different from choosing how to save and invest back in Britain. The whole structure of lending, borrowing and saving is different because Dubai imposes a Muslim financial structure rather than looking at rules and regulations based on the legal code in the UK. Although IFAs have […]

How To Switch Your Pension To A QROPS

Switching your pension to a Qualifying Recognised Overseas Pension Scheme (QROPS) is not as complicated as many people may try to make you believe. QROPS have many tax and investment benefits for British expats, while HM Revenue & Customs (HMRC) has a habit of  changing the rules without warning to exclude some retirement savers from […]

Stop Scammers By Smashing Your Hard Drive

Fraudsters are buying secondhand laptops, tablets and phones to steal the personal identities of sellers who believed they had wiped their memories. An investigation by technology security firm Kaspersky Lab revealed that formatting a hard drive or sim card only hides data and scrub the information beyond retrieval. The firm bought three secondhand computers and […]

Meeting Life’s Problems Head-On Alongside You

De Vere Group meets life’s big issues head-on with a range of services tailored to each client’s personal financial circumstances. The overriding company philosophy is to match clients with the best financial products from whichever provider best suits their need at the time. That philosophy also takes into account that clients with different financial backgrounds […]

QROPS USA: Can you benefit?

If you hold a British pension and are either planning to move or have moved to America, there are significant benefits of transferring your pension fund into a Qualifying Recognised Overseas Pension Scheme (QROPS). The schemes are open to three types of British pension holders aiming for America: US citizens returning to the UK, British […]

IFAs Should Not Fear Explaining QROPS Options

Many independent financial advisers are reluctant to explain your offshore pension options if you are about to become an expat – mainly because they fear giving poor advice about Qualifying Recognised Overseas Pension Scheme s (QROPS). IFAs are in a quandary over QROPS. They are damned if they give advice about a product they know […]

Five Key Questions To Ask Your IFA

Wide-ranging rules to protect consumers by governing how independent financial advisors are paid and how they work have come in to effect. At the heart of the change is a desire by the Financial Services Authority (FSA) for financial advisers to offer the best products in the interests of their clients and not those paying […]

Glittering Year Ahead For Gold Investors

Gold has a glittering year ahead if predictions of bullion experts contain a nugget of truth. The Economist Intelligence Unit (EIU) says global gold consumption should rise next year after demand dropped by 7.4% in 2012. A slowdown in the economies of India and China also helped fuel the decline –  but China is expected […]

Cold Call Ban Urged To Halt Pension Fraud

Growing fears about the antics of firms targeting people to unlock their pensions has led to calls for all cold callers from financial services firms to be banned. The consumer help organisation, Citizens Advice,  says it is seeing increasing numbers of people who have been cold called and been persuaded to unlock their pension – […]