How Saving Instead Of Borrowing Boosts A Pension

Retirement savers are more concerned with repaying debt or covering day to day living costs than increasing their pension contributions. Almost two-thirds say they would ease their financial stress if they had some extra cash rather than put the money into a pension. Less than a fifth facing a struggle to keep on top of […]

Five Top Hints And Tips For Newbie Expats

If you are a new expat looking for in-the-know information from other expats who have already carved a new life overseas, here are some hints and tips: 1.    Don’t make a decision based on a happy holiday Living overseas is a lot different for dipping into a tourist location for a couple of weeks. Permanent […]

What Can A QROPS Pension Do For Me?

Forget the glossy brochures and time sifting through technical information and get to the nitty gritty – what can a QROPS do for you? Well, you gain all the benefits of a UK personal pension and then some. Four key points to think about are these: 30% tax-free lump sum While your UK pension is […]

How Safe Are Expats And Brits Abroad?

As France comes to grips with the devastating aftermath of the horrific terrorist attacks in Paris in which 129 people were killed, one question expats and travellers are asking is how safe is travelling or living overseas? The Paris attacks are the latest in an ever-growing list of terror recent atrocities including a bomb downing […]

120,000 Savers In Rush To Take Pension Cash

The first official independent figures detailing how new pension freedoms are working for consumers have been released. The Financial Conduct Authority (FCA), the pension industry regulator has put the data together for the first three months of pension freedom, which started on April 6, 2015. The figures show: 204,581 pensions have been accessed by consumers […]

Easy ways to stop spending and start saving

Saving money does not have to be about complicated pensions, savings accounts or investments – for many savers some simple easy steps to spend less can make a difference. Cutting back is all about self-discipline and learning how to say no sometimes when you are tempted to buy those little luxuries because why shouldn’t you […]